AML.
Illicit finance continues to evolve faster than traditional controls. Across Europe, money laundering, terrorist financing, and sanctions evasion are estimated to move over US $750 billion annually — nearly 2.3% of regional GDP. As financial flows grow more digital, cross-border, and interconnected, exposure to financial crime risk has never been higher.
Regulators across the EU are responding with unprecedented urgency. The new EU AML Package and the creation of the Anti-Money Laundering Authority (AMLA) mark a decisive shift toward unified oversight, stricter beneficial-ownership transparency, and enhanced supervision of crypto-asset and high-risk sectors. Enforcement intensity is rising — from the surge in 3.5 million suspicious transaction reports in the Netherlands (2024), to Germany’s focus on higher-quality STRs, and an 80% rise in real-estate reports in Malta.
In this environment, compliance alone is no longer enough — organizations need strategic risk foresight. At Risk Advis, we help financial institutions and corporates navigate this evolving landscape through bespoke AML and Financial Crime Risk Advisory solutions that balance regulatory expectations with commercial realities.
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Our experts combine deep regulatory insight, forensic intelligence, and advanced analytics to:
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Design and enhance enterprise-wide AML frameworks aligned with EU and local regulations.
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Integrate technology and data-driven monitoring to identify and mitigate emerging risks.
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Conduct independent testing, governance reviews, and remediation programs.
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Build resilience against reputational and enforcement risk through training and cultural transformation.
Europe’s financial ecosystem is entering a new era of transparency and accountability. We empower clients to lead it — not just comply with it.
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Our
Core Services
We support organizations across all stages of AML maturity. Key offerings include:
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Risk Assessment & Gap Analysis
Baseline your current state, identify vulnerabilities, and benchmark against best practices and regulatory expectations.
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Policy & Framework Design
Create or enhance AML / KYC / CTF policies, procedures, governance, and escalation protocols.
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Transaction Monitoring & Analytics
Deploy and calibrate systems to detect suspicious activity; apply data analytics, scenario-based modeling, and tuning.
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Investigations & Forensic Review
Perform deep-dive reviews, adverse media screening, case-file investigations, and root-cause analysis.
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Regulatory Readiness & Compliance Remediation
Prepare for audits, regulatory inspections, peer reviews, and help remediate deficiencies.
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Training & Culture Building
Educate boards, senior leaders, compliance teams and front-line staff on AML obligations, red flags, and evolving risks.
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Ongoing Monitoring & Managed Services
As your extended team, we can provide continuous oversight, periodic audits, or outsourced compliance support.
Let’s Talk Risk,
Remediation & Resilience
Whether you’re launching a compliance program, remediating gaps from a review, preparing for a regulatory visit, or simply want to test the strength of your defenses — we’re ready.