IFRS 9.
At Risk Advis, we help financial institutions and corporates navigate the complexities of IFRS 9 — from model design to implementation and governance.
Our team combines technical accounting expertise, risk modeling capability, and hands-on implementation experience to deliver solutions that are compliant, transparent, and practical.
We work with banks, non-bank lenders, and corporate treasury teams to design and implement IFRS 9 frameworks that meet both regulatory expectations and business objectives.
We bring together:
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Deep IFRS 9 accounting knowledge
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Practical risk modeling experience
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Proven implementation and audit support
Our approach is collaborative, transparent, and results-driven, ensuring your organization meets the standard with confidence and clarity.
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Our Services
1. IFRS 9 Implementation Advisory
We guide clients through every stage of IFRS 9 adoption — from initial gap assessment to full implementation.
Our experts help you translate accounting requirements into operational, data-driven processes.
Our work includes:
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Gap analysis and readiness assessment
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Policy and framework design
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Documentation and model governance
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Stakeholder training and change management
2. Expected Credit Loss (ECL) Model Design & Validation
Develop robust, transparent ECL models aligned with regulatory expectations and your internal risk appetite.
We support both in-house development and vendor solution validation.
Our capabilities:
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Segmentation and staging methodology
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PD/LGD/EAD model design
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Forward-looking scenarios and macroeconomic overlays
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Model performance testing and backtesting
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Independent validation and regulatory challenge
3. Data & Systems Integration
Ensure your IFRS 9 process is efficient and reliable by integrating it seamlessly with your existing systems.
We collaborate with IT and finance teams to align data flows, automate calculations, and improve auditability.
We offer:
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Data sourcing and transformation
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Integration with core banking / ERP / risk systems
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ECL automation and reporting tools
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End-to-end process optimization
4. Audit & Regulatory Support
Demonstrate compliance with confidence.
We help clients prepare for external audits and supervisory reviews by ensuring full documentation, traceability, and model transparency.
Our support includes:
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Audit trail and documentation review
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Regulator response preparation
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Governance framework enhancement
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Training for board and audit committees
Why
Risk Advis
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IFRS 9 Specialists: It’s what we do — our entire focus is on getting IFRS 9 right.
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Independent Advice: No conflicts of interest — only objective, evidence-based recommendations.
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Proven Expertise: Our consultants have advised major banks, fintechs, and corporates.
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End-to-End Support: From initial assessment to final implementation and post-audit adjustments.
​Connect with our experts to future-proof your IFRS 9 requirements.
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